Loan Calculator

Plan your loan repayment strategy with our easy-to-use Loan Calculator. Estimate monthly payments and total interest costs.

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Loan Calculator

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Calculate monthly payments and total interest for any loan

How It Works

  1. Input your total Loan Amount.
  2. Typically enter the Annual Interest Rate.
  3. Set the Loan Term in years or months.
  4. Click "Calculate" to view your estimated EMI and total cost.

Use Cases

  • Planning for a personal loan
  • Estimating car loan affordability
  • Comparing bank loan offers
  • Debt consolidation planning

Frequently Asked Questions

Does this calculate compound interest?

Yes, this calculator uses the standard amortization formula which accounts for monthly compounding.

Are extra payments included?

This basic calculator assumes fixed monthly payments. Use our Advanced Mortgage Calculator for extra payment scenarios.

How can I lower my payments?

Increasing the loan tenure lowers monthly payments but increases the total interest you pay over time.