Savings Calculator

Forecast your future wealth. See how small regular contributions grow over time with the power of compound interest.

History

No history yet.

Run the tool to save results.

S

Savings Calculator

6 viewing now

Calculate future savings with regular contributions

How It Works

  1. Enter your starting Initial Deposit.
  2. Input your planned Monthly Contribution.
  3. Set the expected Annual Interest Rate and Years.
  4. Click "Calculate Growth" to see your future balance.

Use Cases

  • Retirement planning (401k, Roth IRA)
  • Saving for a house down payment
  • Building an emergency fund
  • Teaching kids about saving money

Frequently Asked Questions

Is the interest compounded?

Yes, this calculator typically assumes monthly compounding, which matches most savings accounts.

Does it account for inflation?

No, this shows the nominal future value. The "real" purchasing power might be lower due to inflation.

What is a realistic interest rate?

High-yield savings accounts offer 4-5%, while stock market investments historically average 7-10%.