Is It Worth It? - AI Decision Calculator

Make confident decisions with our advanced calculator. Analyze ROI, time investment, risk, and get AI-powered recommendations for any decision - from education to gadgets to career moves.

Is It Worth It?

Make smarter decisions with our AI-powered calculator. Get instant ROI analysis, risk assessment, and personalized recommendations.

Popular decisions:

How It Works

  1. Choose your decision category (Education, Career, Gadgets, Business, etc.)
  2. Enter basic details: cost, expected benefit, and time investment
  3. Our AI algorithm calculates a Worth It Score (0-100) using ROI, time efficiency, and risk factors
  4. Get detailed analysis with pros, cons, hidden costs, alternatives, and expert tips
  5. Share your results or save to history for future reference

Use Cases

  • Education: Evaluate if an MBA, bootcamp, or certification is worth the investment
  • Career: Analyze job switches, relocations, or promotions
  • Gadgets: Decide if that new iPhone, laptop, or smartwatch makes financial sense
  • Business: Calculate ROI for starting a business, franchise, or side hustle
  • Finance: Assess loans, credit cards, investments, or subscriptions
  • Moving: Determine if relocating to a new city or country is worthwhile
  • Investments: Evaluate stocks, real estate, crypto, or other investment opportunities

Frequently Asked Questions

How accurate is the Worth It Score?

Our algorithm uses proven financial metrics (ROI, payback time, risk assessment) combined with category-specific factors. While no calculator can predict the future, our score provides a data-driven foundation for your decision-making process.

What's the difference between Quick and Advanced mode?

Quick Mode requires only 3 inputs (decision name, cost, expected benefit) for a fast calculation. Advanced Mode adds fields like current salary, salary increase, and location for more personalized and accurate results.

Can I compare two decisions?

Yes! Calculate both decisions separately and use our comparison feature (coming soon in premium) to see side-by-side analysis and get a clear recommendation.

Is my data saved?

Your calculation history is saved locally in your browser (localStorage) for your convenience. We don't store your data on our servers unless you create an account for premium features.

What categories are supported?

We support 8 categories: Education, Career, Gadgets, Business, Finance, Moving, Subscriptions, and Investments. Each category has optimized algorithms and recommendations.